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Nationwide Equities offers a full suite of products to fit almost any purchase or refinance situation. However, we understand that having the best products simply isn’t enough and that personalized service and support is what gets loans closed. That’s why the moment you and your team join Nationwide, you’ll have access to our full support staff. You’ll also be able to connect with our Live Help Desk to run scenarios, expedite files, and assist you with all of your loan questions. Bottom line, our goal is to find a way to get as many of your loans closed as quickly as possible.

Reverse Mortgages

HECM Annual Adjustable

The HECM Annual is a reverse mortgage which adjusts its interest rate once a year. It contains an “interval cap” which ensures the interest rate cannot increase more than a certain percentage annually, and a “lifetime cap” that guarantees your client’s rate will never go a certain percentage over the initial rate. With a HECM Annual, your client can choose from an array of disbursement options, such as receiving a lump sum, line of credit, tenure, term, or a combination of these.

HECM Monthly Adjustable

The HECM Monthly is a reverse mortgage in which the interest rate fluctuates monthly. Like the Annual, it also features a “rate cap” to ensure the rate will never go beyond a certain percentage over the initial rate (depending on the loan options). Your clients will be able to utilize any of the disbursement options, which include: receiving a lump sum, line of credit, tenure, term, or a combination of these options.

HECM Fixed

With a HECM Fixed, the interest rate is fixed for the life of the loan. However, this type of loan demands that the borrowers take all of their proceeds at their closing in a lump sum payment. Once you sign up with Nationwide Equities, your Relationship Support Manager can help you decide which loan type may be right for your client.

HECM for Purchase

The HECM for Purchase allows your clients to purchase a new home with a reverse mortgage. Many older Americans are looking to down-size, or “right”-size into a home that better fits their needs. If you are looking to learn more about the HECM for Purchase, we can teach you what you need to know to successfully market this product. We highly suggest learning this product if you have a strong realtor network.

Forward Mortgages

Nationwide Equities is unique in that we offer both forward and reverse mortgages. Each of which are underwritten and processed in house by our trained professionals. We have it all, from the basics like FHA, USDA, VA, Conventional, and Jumbo to niche products like 203(k), HARP, High Value Jumbo, manufactured home loans and more!


FHA loans are a great option for your clients in need of a low down payment option or flexible credit score requirements to purchase or refinance a home.


Clients with above average credit and a considerable down payment can receive an exceptional low conventional rate and better loan terms.


Veterans and active duty service members can make use of Nationwide’s VA loan, which is guaranteed by the Department of Veteran’s affairs.


For higher priced homes that exceed the conforming loan limit, Nationwide offers Jumbo loans. Various property types are accepted with a variety of loan terms available.

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